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Showing posts from December, 2021

How can I protect myself against public liability claims?

  Introduction Most of us don't have a clue about Public Liability Claims. It’s only until something bad happens that we think about what-if scenarios. Let's say a customer slips on a wet floor, and hits their head, they could possibly file a claim against you. Perhaps one shouldn’t wait for some potential disaster and ask yourself "If I am liable, how protected am I?"  Using the same example, if it is proven that you were at fault for failing to put up a "wet floor" and someone is involved in an accident, consequently becomes injured, or dies, they can very well sue you. So, the question is how can you safeguard yourself? Continue reading to find out. What Exactly Is Public Liability? If a person is injured in a public location, the owner of that area may be found responsible because of their negligence. The owner has a duty of reasonable care, which includes ensuring the space's safety. Thus there are two parties: the li...

Mistakes To Be Avoided when questing for Business insurance

For ages, safety has been offered the pilot seat. No matter what life throws at you, being insured is always the best option. Well, today most of us have understood this and are covered with some highly beneficial insurance policies. However, this can come to you as a surprise, there are people around, who still neglect the importance of the right insurance. Business insurance in Sydney protects firms from unforeseen hazards and gives business owners peace of mind. Note that the implications of not having insurance or having inadequate insurance are terrible; one cannot predict what might happen because there are so many things that might go wrong with a firm. It can cost you a lot of money if you don't cover it with the correct insurance. In addition to the above, just getting any insurance coverage is not enough, getting the one that's best for your business is the call of the occasion. And, not doing it the right way, may put you on the losing end during a crisis; when you n...